2015 Faces of Fraud: The Impact of Breaches and Emerging Payments

The Evolution of Fraud and Fraud Prevention

As we near the final quarter of 2015, financial institutions find themselves at a fateful crossroads. They continue to see the impact of retail payments breaches, such as those that struck Target, Home Depot and other merchants. Yet, they also are at the cusp of a significant payments evolution, as the U.S. embraces EMV and enterprises worldwide open up to evolving forms of mobile payments.

This convergence begs the question: What are the new opportunities for fraud? And what investments are organizations making to protect themselves from new forms of fraud, as well as the tried and true?

These are among the questions to be answered by this study, 2015 Faces of Fraud: Breaches and Emerging Payments. The latest of ISMG's annual Faces of Fraud surveys, this new research looks at:

  • Retail breach impact and emerging payments;
  • The latest fraud trends and key security gaps;
  • Top anti-fraud investments for 2016.

This survey is now closed. Thank you for your participation.


Survey Results

2015 Faces of Fraud: The Impact of Breaches and Emerging Payments

Financial institutions find themselves at a fateful crossroads. They continue to see the impact of retail payments breaches, such as those that struck Target, Home Depot and other merchants.

After years of discussing many of the same fraud topics - account takeover, fraud detection, the lack of employee and customer awareness - in 2016 we may be on the verge of a very different fraud conversation. And not just because of the EMV rollout and likely fraud migration in the U.S. That is part of the new landscape, certainly. But so is the rise of enterprise mobility and the challenges it brings (how do you influence the security of your customer's devices?). So is the growing discussion among fraud, security and business leaders about achieving the right balance between transaction security and customer ease-of-use.




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